No Data, No Problem: Quantifying Latine Individuals Eligible for but Not Enrolled in Medicaid or Affordable Care Act Marketplace-Based Insurance in North Carolina

Tags:
Early View Perspective
Topics:
Health Equity Health Insurance

Policy Points:

  • Latine communities in the United States experience disproportionately high uninsurance rates because of systemic barriers, including limited language equity, lack of provider (clinical or nonclinical) concordance, discrimination, misinformation, and immigration-related fears.
  • Data on individuals eligible for but not enrolled in insurance programs are lacking, which prevents the identification of barriers, population impacted, and tailored approaches to meet specific needs of vulnerable communities.
  • We propose community-informed policy strategies, including culturally tailored outreach, involvement of trusted community health workers, and improved health equity data collection.
  • Framing data in terms of eligible but not enrolled individuals shifts the focus to existing coverage gaps and the potential for improvement, encouraging states to take more proactive enrollment actions.

Populations that identify as Latino/a/e/x or Hispanic (herein referred to as Latine) in the United States continue to face disproportion-ate health and socioeconomic challenges that were exacerbated during the COVID-19 pandemic and persist in the current political climate.1–3 Long-standing systemic inequities, including precarious employment, fears caused by immigration policy (e.g., variations in the definition of public charge, a term in immigration law that describes individuals who are predominantly dependent on government assistance, influencing their eligibility for visas or residency status), and high uninsurance rates, among other factors, contribute to these disparities.4–7 Recently, in NorthCarolina, two legislative measures—House Bill 10 (implemented in December 2024) and Senate Bill 153 (passed in March 2025)—have directly targeted immigrant communities by mandating that sheriffs and state agencies collaborate with US Immigration and Customs Enforcement (ICE) without ensuring due process. Furthermore, the escalation of public deportations and the looming threat of cuts to Medicaid fund-ing reflect and reinforce long-standing concerns among Latine and other immigrant populations regarding enrollment in insurance and other public benefits.In this article, we assert that the persistent gaps in insurance coverage among eligible Latine individuals in North Carolina are largely exacerbated by structural barriers and data deficiencies that minimize the appearance of inequities. We first examine the transition from the COVID-19 Public Health Emergency (PHE) to the recentMedicaid expansion in North Carolina to reveal how procedural challenges and systemic distrust have contributed to significant coverage lapses. We then detail the unique obstacles Latine communities face during enrollment, which underscore the need for more precise data collection and culturally informed outreach. Finally, we propose community-informed policy solutions designed to address these challenges.

References

1

Vargas EDSanchez GRCOVID-19 is having a devastating impact on the economic well-being of Latino familiesJ Econ Race Policy20203(4): 262269https://doi.org/10.1007/s41996-020-00071-0

2

De Ramos IPLazo MSchnake-Mahl A, et al. COVID-19 outcomes among the Hispanic population of 27 large US cities, 2020–2021Am J Public Health2022112(7): 10341044https://doi.org/10.2105/AJPH.2022.306809

3

Tai DBGShah ADoubeni CASia IGWieland MLThe disproportionate impact of COVID-19 on racial and ethnic minorities in the United StatesClin Infect Dis202172(4): 703706https://doi.org/10.1093/cid/ciaa815

4

Gould EPerez DWilson VLatinx workers—particularly women—face devastating job losses in the COVID-19 recession. Economic Policy Institute. August 20, 2020. Accessed April 4, 2025. https://www.epi.org/publication/latinx-workers-covid/

5

Pillai DArtiga SChanges to the public charge inadmissibility rule and the implications for health care. Kaiser Family Foundation. May 5, 2022. Accessed April 4, 2025. https://www.kff.org/racial-equity-and-health-policy/issue-brief/2022-changes-to-the-public-charge-inadmissibility-rule-and-the-implications-for-health-care/

6

Hill LNdugga NArtiga SDamico AHealth coverage by race and ethnicity, 2010–2022. Kaiser Family Foundation. February 13, 2025. Accessed April 4, 2025. https://www.kff.org/racial-equity-and-health-policy/issue-brief/health-coverage-by-race-and-ethnicity/

7

Bustamante AVFélix-Beltrán LNwadiuko JOrtega ANAvoiding Medicaid enrollment after the reversal of the changes in the public charge rule among Latino and Asian immigrantsHealth Serv Res202257(Suppl 2): 195203https://doi.org/10.1111/1475-6773.14020


Citation:
Plasencia G, Kaalund K,  Kukoyi O, Martinez-Bianchi V, Thoumi A. No Data, No Problem: Quantifying Latine Individuals Eligible for but Not Enrolled in Medicaid or Affordable Care Act Marketplace-Based Insurance in North Carolina. Milbank Q. 2025;103(S3):0630. https://doi.org/10.1111/1468-0009.70030.