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December 1980 (Volume 58)
S. E. Berki
Milbank Memorial Fund
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Enrollment in an HMO involves a simultaneous choice of insurance benefits and a provider system. Review of an extensive series of studies shows that breadth of coverage, lower cost, and assured access to benefits are key elements anticipated in the choice. But so too are the perceived limitations inherent in selection of a physician within a closed-panel plan, and the inconvenience of centralized sites. For the design and evaluation of future policy, current knowledge based on past enrollment behavior offers only tentative suggestions.
Author(s): S. E. Berki
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Volume 58, Issue 4 (pages 588–632) Published in 1980
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The Milbank Quarterly’s multidisciplinary approach and commitment to applying the best empirical research to practical policymaking offers in-depth assessments of the social, economic, historical, legal, and ethical dimensions of health and health care policy.