The Fund supports networks of state health policy decision makers to help identify, inspire, and inform policy leaders.
The Milbank Memorial Fund supports two state leadership programs for legislative and executive branch state government officials committed to improving population health.
The Fund identifies and shares policy ideas and analysis to advance state health leadership, strong primary care, and sustainable health care costs.
Keep up with news and updates from the Milbank Memorial Fund. And read the latest blogs from our thought leaders, including Fund President Christopher F. Koller.
The Fund publishes The Milbank Quarterly, as well as reports, issues briefs, and case studies on topics important to health policy leaders.
The Milbank Memorial Fund is is a foundation that works to improve population health and health equity.
December 1980 (Volume 58)
Quarterly Article
S. E. Berki
Jul 2, 2025
Back to The Milbank Quarterly
Enrollment in an HMO involves a simultaneous choice of insurance benefits and a provider system. Review of an extensive series of studies shows that breadth of coverage, lower cost, and assured access to benefits are key elements anticipated in the choice. But so too are the perceived limitations inherent in selection of a physician within a closed-panel plan, and the inconvenience of centralized sites. For the design and evaluation of future policy, current knowledge based on past enrollment behavior offers only tentative suggestions.
Author(s): S. E. Berki
Download the Article
Read on JSTOR
Volume 58, Issue 4 (pages 588–632) Published in 1980
