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December 1987 (Volume 65)
Quarterly Article
Eileen J. Tell
Stanley S. Wallack
Marc A. Cohen
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Sep 25, 2026
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Current approaches to financing long-term care are inadequate; they are even less likely to meet future needs of increasing numbers of disabled and chronically ill elderly persons. While insurers, providers, and policy makers are developing models of risk-pooling that cover long-term care, the industry that first put these concepts into practice is moving in other directions. Despite the success of many continuing-care retirement communities in offering full and affordable long-term care coverage, a new trend emphasizes amenities over comprehensiveness. Sponsorship and consumer demand are contrasted with insurability of risks as key issues for the industry and for policy makers.
Author(s): Eileen J. Tell; Stanley S. Wallack; Marc A. Cohen
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Volume 65, Issue 4 (pages 551–574) Published in 1987