³ According to one source (Schramm 2001a), for 1997–2000, MLRs for selected BC plans were as follows: (1) independent plans (n = 19) = 83.7%; (2) consolidated plans (n = 7) = 83.8%; and (3) for-profit plans (n = 4) = 73.5%. As a comparison, the MLR for ten commercial plans also studied was 80.1%.[Return to Text]